npm install background-image-on-load --save

yarn add background-image-on-load

import React, { Component } from 'react';
import BackgroundImageOnLoad from 'background-image-on-load';

class App extends Component {

  state = {
    bgIsLoaded: false
  };
  
  render() {
    const { bgIsLoaded } = this.state;
    return (
        <div
          style={{ 
            height: 300,
            backgroundPosition: 'center',
            backgroundSize: 'cover',
            backgroundImage: `url(${!bgIsLoaded ? 'https://picsum.photos/310/310?blur' : 'https://picsum.photos/1600/310'})`
          }}
        >
          <BackgroundImageOnLoad
            src={'https://unsplash.it/1200/310?random'}
            onLoadBg={() =>
              this.setState({
              bgIsLoaded: true
            })}
            onError={err => console.log('error', err)}
          />
        </div>
    );
  }
}

export default App;